Long Term Care Insurance

What is long term care insurance?

A long term care insurance policy is a contract between you and an insurance company. In exchange for premium payments you make, the company promises to reimburse you for the cost of covered long term care and services when you need them. Long term care insurance helps cover the cost of care and services for people who have an inability to perform certain activities of daily living (ADL's) or a severe cognitive impairment. A long term care insurance plan can help protect your financial independence and help preserve your quality of life by reimbursing you for the cost of covered care and services (subject to policy benefit limits) you receive: In your own home, if appropriate. In a qualified long term care facility you select.

What Is Long Term Care Insurance? Need Long Term Care Insurance? Does My Health Matter?

This Web site should be considered an advertisement and is not a contract. Policies are issued by Allianz Life Insurance Company of North America, Minneapolis, MN. The intent of this website is to gather consumer requests for product information, and transfer them in a timely manner to a licensed insurance representative in the state of Maryland who will contact the consumer directly regarding their specific needs.